A Title Deed is the legal document that establishes ownership of a property. It is the most critical paper in any real estate transaction and must be free from defects to ensure the buyer gets a valid title.

Key Points to Know:

1. What is a Title Deed?

   • It is a registered document that proves legal ownership.

   • Issued by the sub-registrar office after the sale is registered.

2. Why is it Important?

   • A clean title ensures legal ownership and peace of mind.

   • Banks and financial institutions require it for sanctioning home loans.

3. Common Title Issues:

   • Unregistered property

   • Disputed inheritance

   • Encumbrances (mortgages or charges)

4. How to Verify a Title:

   • Obtain Encumbrance Certificate from the sub-registrar

   • Check past 30 years' chain of ownership

   • Seek legal help for title due diligence

Pro Tip:
Always conduct a legal title verification before purchasing any property to avoid future disputes or litigation.